Business current account features
Free MTD VAT filing software
File your VAT return for free with our MTD-compliant tool in Online Banking
Simple and time saving
Our Making Tax Digital (MTD) tool lets you submit your VAT returns directly from your business account for free. MTD compliant software helps you file online, saving time and helping you avoid manual errors.

What is Making Tax Digital?
Completing taxes is a complicated chore every business must go through. The government created Making Tax Digital (MTD) to make it easier to get taxes right. If you’re VAT registered with a turnover above £90,000, you must now keep digital records of your accounts to help avoid mistakes.You must also submit your VAT returns quarterly using HMRC-approved software.
Who can use Making Tax Digital tool?
Our Making Tax Digital tool is available for free to all Zempler Bank business account and business credit card customers. If you’ve got a Zempler Bank business bank account, or a business credit card, you can use Making Tax Digital tool in Online Banking. Our tool is HMRC-approved bridging software which enables you to submit VAT returns directly to HMRC without having to use its website.

How to get started with our Making Tax Digital tool
Questions about Making Tax Digital?
Check our Making Tax Digital FAQs or follow our simple six step checklist for what you need to know.
You can also find more infromation on the GOV.UK website, as well as a list of HMRC recognised MTD software.

Tools that drive your business forward
Our business accounts make managing your money simpler. Every account comes with built-in features including: