<iframe src="https://www.googletagmanager.com/ns.html?id=GTM-WTMQ4QSL" height="0" width="0" style="display:none;visibility:hidden" title="gtm-frame"></iframe>Helpful tools and tips for your business
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Helpful guides for small business

Tools and tips to keep you ahead of the game  

You're not all on your own

Starting out on your own is exciting. It also means no more 9 to 5. Probably some early mornings and late nights. 

No guaranteed pension scheme, no pay when you’re under the weather, and sometimes income instability.  
 
We’ve walked that route and know it’s as tiring as it is exciting. Just because you’re starting out on your own, doesn’t mean you have to do it alone.  

We’ve already helped over 650,000 businesses get off the ground. We’re ready when you are.  

Six things every start-up should focus on

If you’re starting out, getting the basics right is what it’s all about. It doesn’t need to be complicated. Our tips help you get the basics right from the start.

Read six key things

Get cashflow smart

Staying on top of your cashflow is one of the most important success factors for start-ups. Knowing what’s coming in and out gives you the peace of mind that you’re on the right track and can help with future growth.  

  • The fundamentals of forecasting 

    Stay one step ahead of your cashflow with our guide on cashflow forecasting.

  • Cashflow complications  

    If things don’t go to plan, there’s no need to panic. Get back in shape with our guide on improving your cashflow.

  • Track your cashflow with Zempler  

    Track your cashflow
in-app or online whenever you want. Create custom categories to manage spend.

How to build your business credit score  

To grow your business, you need a good credit score.  Getting one can often feel like an impossible task. There are no overnight fixes, but there are steps you can take that will help you get to where you need to be. 

  • Business credit scores explained  

    Learn how a business credit score is calculated and how your personal credit score can have an impact on your company credit rating.

  • Business Creditbuilder

    Build your business credit score over the coming year with our Creditbuilder tool, available at no extra cost on our Business Extra account.

Are you fearful about fraud and scared of cyber-attacks?

It's hard enough dealing with late invoices, yet alone scammers and cyber criminals trying to steal your money and threaten your business’ security. Fraudsters don’t work 9-5 and neither does Zempler. As soon as you open a business account, you’ll get 24/7 fraud monitoring protection. 

  • What to do if you’ve been scammed  

    Seen some suspicious activity on your account or think you may have been tricked into paying a scammer?

  • Spotting different scams

    Scammers get sneakier every day. Learn how to spot different scams.

  • Cybersecurity essentials

    What are the main risks and how can you keep your business, and your customers’ data safe?  

Don’t let money get you down (you’re not alone)

Most people start their own business because they want to create a better life for themselves, but the reality is that starting your own business can be stressful.   Money and mental health are linked, and for those suffering, it can end up being a vicious cycle.  

  • Facing money problems head on

    The first step is being honest with yourself about whether money problems are affecting your business. Read our signs to look out for and what to do if things get tough.

  • Your mental health matters

    Running your own business can take a toll on your mental health, especially if you’re worrying about money. We’re here to support you.  

10% off Federation of Small Businesses (FSB) membership  

The FSB is the UK’s leading membership organisation for small businesses. All Zempler Bank business customers get 10% off membership. With legal expenses insurance, tax investigation protection, and a 24/7 legal and employment helpline built into membership, it’s worth signing up if you want to save money and peace of mind.

Learn more

Need help?
Call us

No issue is too big or too small. Our UK telephone support team are ready to get you back on track when you need it. You can also get quick answers to your questions in our Help Centre.

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For full website terms including information on Zempler Bank, Mastercard and use of trademarks, please see our full legal disclosures at https://www.zemplerbank.com/legal/. Zempler Bank Limited (“Zempler Bank”) is registered in England and Wales at Cottons Centre, Cottons Lane, London SE1 2QG (No.04947027). Zempler Bank is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under Firm Reference Number 671140. 

Zempler Bank provides credit facilities subject to approval and affordability, and where accounts continue to meet Zempler Bank credit criteria.