Overdraft fees & charges
The first £5 of your Zempler overdraft is interest free. We'll charge you interest on any daily overdraft balance greater than £5. For business accounts, there may be an annual fee for your overdraft on top of any interest payments.
You can find information about your interest rate in your monthly statements (in app or Online Banking).
You can also use the cost calculator to see how much a Zempler Bank overdraft could cost, which will help you compare the cost to other ways of borrowing.
FAQs
If you're a Personal account holder there are no fees.
If you're a Business account holder, an annual fee may be applied to your overdraft when opened. We'll tell you the annual fee when we invite you to apply.