Personal bank accounts
Banking made simpler
Starting at £0 monthly. Bank accounts that are easy to use and fully regulated.
UK Residents. 18+. T&Cs apply.
UK Residents. 18+. T&Cs apply.
Banking with everything you need
Our accounts make banking simpler. Every account comes with:
FSCS protection up to £85,000 on eligible deposits.
24/7 fraud monitoring, plus instant card freeze.
Easy in-app and online banking.
UK telephone customer support from real humans.
Pay in cash at any UK Post Office.
Personal banking made simpler
Freedom
£0 monthly
Bank in-app or online
FSCS protection up to £85,000 on eligible deposits
24/7 built-in fraud monitoring
UK telephone support from real humans
Sending money: 3 free payments & transfers a month (99p after)
Send & receive international payments
Card fee
£9.95
Receiving money (payments & transfers)
Free & unlimited
Sending money (payments & transfers)
3 free a month (99p after)
Cash withdrawals
£1 (UK), £3 (non-UK)
Pay in cash at any UK Post Office
£4 minimum fee (or 0.6% of the total amount paid in)
Activeplus
£5.95 monthly
Everything you get with Freedom plus:
Send & receive international payments
Sending money: 9 free payments a month (99p after)
Opt-in to Creditbuilder at no extra cost and you could improve your credit score
Card fee
£5.95
Receiving money (payments & transfers)
Free & unlimited
Sending money (payments & transfers)
9 free a month (99p after)
Cash withdrawals
Free (UK), Free (non-UK)
Pay in cash at any UK Post Office
£4 minimum fee (or 0.6% of the total amount paid in)
Please note that we don't pay interest on our Personal accounts.
Are you self-employed?
Having a business bank account could make life that bit easier. Our accounts start at £0 monthly and are built for small businesses and make managing your money simpler. Every account comes with:
FSCS protection up to £85,000 on eligible deposits
Fast sign up - apply in minutes and start taking payments once approved
24/7 fraud monitoring, plus instant card freeze
Easy in-app and online banking
Human telephone support from our UK team
Pay in cash at any of the UK's 11,500 Post Offices
Tools like cashflow tracking, instant notifications and integrated accounting
Get more with Zempler
Customise your personal account with useful add-ons, available if you need them.
Ease the burden of unexpected expenses.
Take off with local currency cash cards. Add a Euro or US dollar card to your account at no extra cost.
Build your credit score at no extra cost, available with our ActivePlus account.
A credit card that gives you control
New applications for our credit card are currently closed on our website.
Whether you're looking for your first credit card or have had credit problems in the past, Zempler credit card allows you to borrow money in a flexible and affordable way.