Personal current accounts
Are you self-employed?
We’re not accepting applications for personal current accounts. But we do business accounts starting at £0 monthly.
Looking to open a business bank account?
Starting at £0 monthly
Apply for your business account in minutes and start taking payments.
Bank the way you want in our easy-to-use app or online.

Tools that help with money admin
Like our easy invoice generator, integrated accounting and digital receipt capture.

Human support when you need it
Our UK phone support team are small business specialists.
They’re only ever a phone call away.

Already a personal account holder?
See more account information below.
Freedom
£0 monthly
Bank in-app or online
FSCS protection up to £85,000 on eligible deposits
24/7 built-in fraud monitoring
UK telephone support from real humans
Sending money: 3 free payments & transfers a month (99p after)
Card fee
£9.95
Receiving money (payments & transfers)
Free & unlimited
Sending money (payments and transfers)
3 free a month (99p after)
Cash withdrawals
£1 (UK), £3 (non-UK)
Pay in cash at any UK Post Office
£4 minimum fee (or 0.6% of the total amount paid in)
Activeplus
£5.95 monthly
Everything you get with Freedom plus:
Sending money: 9 free payments & transfers a month (99p after)
Improve your credit rating with Creditbuilder at no extra cost
Card fee
£5.95
Receiving money (payments & transfers)
Free & unlimited
Sending money (payments & transfers)
9 free a month (99p after)
Cash withdrawals
Free (UK), Free (non-UK)
Pay in cash at any UK Post Office
£4 minimum fee (or 0.6% of the total amount paid in)
Get more with Zempler
Customise your personal account with useful add-ons, available if you need them.
Ease the burden of unexpected expenses.
Take off with local currency cash cards. Add a Euro or US dollar card to your account at no extra cost.
Build your credit score at no extra cost available with our ActivePlus account.
A credit card that gives you control
New applications for our credit card are currently closed on our website.
Whether you’re looking for your first credit card or have had credit problems in the past, Zempler credit card allows you to borrow money in a flexible and affordable way.
