Freedom account
Unfortunately, we are not currently accepting applications.
Freedom
£0 monthly
FSCS protection up to £85,000 on eligible deposits
Bank in-app or online anytime, anywhere
Pay in cash at any of the UK’s 11,500 Post Offices
UK telephone customer support from real humans
Take off with travel currency cards
Card fee
£9.95
Receiving money (payments & transfers)
Free & unlimited
Sending money (payments & transfers)
3 free a month (99p after)
Cash withdrawals
£1 (UK), £3 (non-UK)
Pay in cash at any UK Post Office
£3 minimum fee (or 0.5% of the total amount paid in)
Are you self-employed?
Having a business bank account could make life that bit easier. Our accounts are built for small businesses and make managing your money simpler. Every account comes with:
Fast sign up – apply in minutes online and start taking payments
FSCS protection up to £85,000 on eligible deposits
24/7 fraud monitoring, plus instant card freeze
Easy in-app and online banking
Human telephone support from our UK team
Pay in cash at any of the UK’s 11,500 Post Offices
Tools that take the effort out of money admin like cashflow tracking and accounting integration
Need help? Call us
No issue is too big or too small. Our UK telephone support team are ready to get you back on track when you need it. You can also get quick answers to your questions in our Help Centre.
Security you can bank on
We're fully regulated
We’re a fully regulated British bank so your money is protected by the Financial Services Compensation Scheme (FSCS) up to £85,000 on eligible deposits.
Instant card freeze and unfreeze
If something doesn’t look right or you lose your card, freeze it instantly online or in-app. Found your card? Unfreeze it just as easily.
24/7 fraud protection
Fraudsters don’t work 9 to 5, and neither do we. From the moment you open your account, we’ll apply the latest security tech to keep it safe.
Take off with travel currency cards
Add a travel currency card to your Freedom account and spend abroad with no foreign transaction fees.
Travel cards
Just a few taps on the Zempler Bank app and you can:
Send payments
Add payees
Order and manage additional cards
Get spending insights
Block certain transactions
Download statements
Block a card if lost/stolen
Order a US dollar or Euro card for travel
Bank accounts made simpler
Freedom
£0 monthly
FSCS protection up to £85,000 on eligible deposits
Bank in-app or online
UK telephone customer support
Pay in cash at any UK Post Office
Sending money: 3 free payments & transfers a month (99p after)
Receiving money: Free & unlimited
Travel currency cards - add a free US dollar or Euro card to your account and pay no FX fees whilst traveling
Activeplus
£5.95 monthly
FSCS protection up to £85,000 on eligible deposits
Bank in-app or online
UK telephone customer support
Pay in cash at any UK Post Office
Sending money: 9 free payments & transfers a month (99p after)
Receiving money: Free & unlimited
Travel currency cards - add a free US dollar or Euro card to your account and pay no FX fees whilst traveling
Build your credit score at no extra cost with Creditbuilder
Please note that we don't pay interest on our Personal accounts.
Find out more about the Zempler personal bank account service information.
Your questions, answered
Freedom has no monthly fee or annual fee. There are fees associated with use of the account. Check our full fees here.
We don’t currently allow our customers to deposit cash into their account with a cheque. To see all the ways that you can deposit, check our payments page.
Yes. We received our banking licence in 2021. Zempler is a fully regulated British bank, so your money is protected by the Financial Services Compensation Scheme (FSCS) up to £85,000.
My question isn’t answered
For all our most frequently asked questions and how to contact our UK based support team.
Check our Help Centre