<iframe src="https://www.googletagmanager.com/ns.html?id=GTM-WTMQ4QSL" height="0" width="0" style="display:none;visibility:hidden" title="gtm-frame"></iframe>Investor information for Zempler Bank
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Investor information

Making money simpler

Zempler Bank is enabling a more open and successful financial future

Annual reports and disclosures

  • Financial statements 2025

    Read our financial statements for the year ended 31 March 2025

  • Pillar 3 disclosures

    Read our Pillar 3 disclosures for the year ended 31 March 2025

  • Gender pay gap 2024

    Read our gender pay gap report for the year ended 5 April 2024

Financial year 2025 highlights

Profit before tax

£5.2 million

An increase of 58%

Deposits

£625 million

An increase of 15%

Total interest, fee and commission income

£68.2 million

0.75% increase reflecting optimised growth strategy

Board and Executive

Board members

  • Mark Sismey-Durrant

    Mark Sismey-Durrant

    Chair of the Board

    Mark has more than 40 years’ experience in banking, starting at Midland Bank in 1978. He has focused his career on specialist challenger banking and was CEO of three such banks over a period spanning 23 years – Sun Bank plc, Heritable Bank plc and, more recently, Hampshire Trust Bank Plc.

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  • Peter Elcock

    Peter Elcock

    Non-Executive Director

    Peter has more than 40 years' financial services experience, including 27 years at Barclays. He specialises in risk management and was Chief Risk Officer of Coventry Building Society and Executive Director and Chief Risk Officer of Charter Court Financial Services. Peter is also the Chairman of the Suffolk Building Society.

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  • Francesca Shaw

    Francesca Shaw

    Non-Executive Director 

    Francesca has more than 40 years’ experience across a wide range of senior governance and commercial roles in UK and international banks. Before retiring in 2020, she served as a Chief Financial Officer at C Hoare & Co. in London.

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  • Jamie Simmonds

    Jamie Simmonds

    Non-Executive Director

    Jamie Simmonds was appointed founding Chief Executive Officer/ Managing Director of The Access Bank UK Limited in January 2008.

    He has a wealth of financial services experience, having held director roles at NatWest, Coutts, RBS, Gerrards and Close Brothers. He has a proven track record in the start-up and turnaround of financial service businesses and he has extensive knowledge of corporate, retail and private banking.

  • Vikas Monawer

    Vikas Monawer

    Non-Executive Director

    Vikas Monawer was appointed Risk and Compliance Director of The Access Bank UK Limited in 2011 and in February 2026 appointed as the International Chief Operating Officer. He brings over 30 years of expertise in Risk Management, Compliance, Operations Management, Anti-Money Laundering and both Internal and External Audit through senior roles at various institutions, including PwC UK and Deloitte UK.

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  • Stephen Clark

    Stephen Clark

    Non-Executive Director

    Stephen Clark is an investment banker with over 40 years’ experience including retail, corporate banking, wealth management, investment banking, stockbroking and fund management. He has held senior executive positions including CEO, CFO, COO and CRO in significant financial institutions. He is a qualified banker (FCIB) and is an honours graduate in financial services from UMIST (University of Manchester).

  • Dominic Wade

    Dominic Wade

    Chief Executive Officer and Board Director

    Dominic has a 20-year track record in executive finance roles with experience ranging from major international banks to smaller UK specialists. He spent 13 years in a range of leadership positions at NatWest Group and more recently served as Chief Financial Officer at SME-focused challenger banks Alba Bank and Unity Trust Bank. 

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Executive committee

  • Paul Schooley

    Paul Schooley

    Decision Intelligence Director

    Paul's 22+ years in credit, risk and pricing optimisation for unsecured payment products have seen him facilitate significant revenue growth for the likes of NatWest and GE Capital.

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  • Solomon Osagie

    Solomon Osagie

    General Counsel

    Solomon is an experienced corporate lawyer with an extensive in-house and private practice background in payments and banking. He was appointed to the Law Society’s Company Law Committee in 2011 and sits on several advisory and industry boards. 

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  • Dominika Alzapiedi

    Dominika Alzapiedi

    Chief People and Talent Officer

    Dominika has a wealth of experience in HR leadership roles across banking and other sectors. Prior to joining Zempler Bank, she was People Chief Operating Officer at Rathbone Brothers PLC and previously held senior roles at EFG Bank and C. Hoare and Co, among others.

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  • Colin Webb

    Colin Webb

    Operations Director

    Colin has more than 20 years’ experience working in operations roles across the financial services, retail and telecoms sectors, including senior positions at Santander, Barclaycard, and Asda.

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  • Alexandra Rice

    Alexandra Rice

    Chief Product and Customer Experience Officer

    Alex has over 20 years' experience in banking, across a range of disciplines. Before joining Zempler in 2025, she served as Chief Commercial Officer at Unity Trust Bank for almost three years, and previously held senior leadership positions at Santander and Barclays.

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  • Nick Biggam

    Nick Biggam

    Commercial Director

    Nick has spent 25 years leading startups and established businesses in the UK and Europe. His expertise runs from B2B product innovation to service delivery and customer acquisition.

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  • Richard Bastin

    Richard Bastin

    Chief Technology Officer

    Richard has more than 25 years' experience in IT, providing highly scalable and secure solutions for global organisations, including Barclays and HSBC. He has also held CTO roles at RateSetter, Lebara and Currencycloud.

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  • James Pearson

    James Pearson

    Chief Risk Officer

    James has over 25 years' experience in retail banking and consumer finance, spanning start-ups, high street banks and global institutions including HSBC, Lloyds Bank, Capital One, and most recently SilverRock/GB Bank. 

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© 2026 Zempler Bank


Terms and Conditions apply, including applicants being resident in the UK & aged 18+ and, if relevant, businesses being based in the UK. 

For full website terms including information on Zempler Bank, Mastercard and use of trademarks, please see our full legal disclosures at https://www.zemplerbank.com/legal/. Zempler Bank Limited (“Zempler Bank”) is registered in England and Wales at Cottons Centre, Cottons Lane, London SE1 2QG (No.04947027). Zempler Bank is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under Firm Reference Number 671140. 

Zempler Bank provides credit facilities subject to approval and affordability, and where accounts continue to meet Zempler Bank credit criteria.