Hospitality business insights and guides
Practical guides on cashflow, tax, licencing and banking for UK hospitality businesses
The story of UK hospitality in 2026
We surveyed hundreds of independent food and drink businesses and interviewed leading industry experts for our report, Feeling the Heat. The result? A clear view of an industry under intense pressure - and a growing need for change.
Cashflow is the main challenge
Only 24% describe themselves as confident about growth
Some are doubting their survival
One in five question whether their business can survive long term
There is real appetite to adapt
62% are exploring new revenue streams
Business banking built for hospitality
UK business accounts for restaurants, cafes, pubs and food trucks. From £0/month.
Resilience is driving reinvention
Food and drink businesses aren’t standing still, they’re actively reshaping how they operate, bank and grow.
From rethinking models to seeking expert advice and new revenue streams, resilience is driving smarter, faster decisions.
Hospitality is a sector that’s not just adapting to change but is using it to move forward.
Survey of 101 micro & small F&B operators in England and expert interviews with industry partners and trade bodies.
Freshly served articles
From chef to business owner: the financial skills nobody teaches you
Running a hospitality business demands more than culinary talent. Here's what industry experts say needs to change, and what you can do about it now.
Read now⏰ 4 minute read
Your business is generating data every day. Are you using it?
Every transaction your business processes is a data point. Most F&B operators collect all this data yet don't make the most of it. Here's how to change that.
Read now⏰ 4 minute read
VAT doesn't have to be a shock. Here's how to treat it like a weekly cost
For many hospitality businesses, VAT arrives like an unwelcome guest four times a year. Here's a practical framework for turning VAT from a quarterly crisis into a predictable managed cost.
Read now⏰ 4 minute read
The 90k question: what crossing the VAT threshold means for your business
Thousands of independent F&B operators make financial and operational decisions every day with the £90,000 VAT threshold lurking in the background. Here's how to approach it as an informed business decision
Read now⏰ 4 minute read
Feeling the squeeze from all sides
Food and drink businesses are dealing with a wave of cost increases, from staffing and utilities to supplies and overheads.
With so many pressures hitting at once, maintaining profitability is becoming more complex.
Success now hinges on sharper planning and smarter financial decision-making.
Survey of 101 micro & small F&B operators in England and expert interviews with industry partners and trade bodies.
