<iframe src="https://www.googletagmanager.com/ns.html?id=GTM-WTMQ4QSL" height="0" width="0" style="display:none;visibility:hidden" title="gtm-frame"></iframe>UK Hospitality Insights & Guides for 2026 | Zempler Bank
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Hospitality business insights and guides

Practical guides on cashflow, tax, licencing and banking for UK hospitality businesses

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Hospitality business insights and guides
Business Bank Awards finalist 2025 logo
Trustpilot score of 4.5/5

The story of UK hospitality in 2026

We surveyed hundreds of independent food and drink businesses and interviewed leading industry experts for our report, Feeling the Heat. The result? A clear view of an industry under intense pressure - and a growing need for change. 

Cashflow is the main challenge

Only 24% describe themselves as confident about growth

Some are doubting their survival

One in five question whether their business can survive long term

There is real appetite to adapt

62% are exploring new revenue streams

Check out the report
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Business banking built for hospitality

UK business accounts for restaurants, cafes, pubs and food trucks. From £0/month.

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Resilience is driving reinvention

Food and drink businesses aren’t standing still, they’re actively reshaping how they operate, bank and grow.

From rethinking models to seeking expert advice and new revenue streams, resilience is driving smarter, faster decisions.

Hospitality is a sector that’s not just adapting to change but is using it to move forward.

Survey of 101 micro & small F&B operators in England and expert interviews with industry partners and trade bodies. 

Check out the report

Freshly served articles

From chef to business owner: the financial skills nobody teaches you

Running a hospitality business demands more than culinary talent. Here's what industry experts say needs to change, and what you can do about it now.

Read now

4 minute read

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Feeling the squeeze from all sides

Food and drink businesses are dealing with a wave of cost increases, from staffing and utilities to supplies and overheads.

With so many pressures hitting at once, maintaining profitability is becoming more complex.

Success now hinges on sharper planning and smarter financial decision-making.

Survey of 101 micro & small F&B operators in England and expert interviews with industry partners and trade bodies. 

Check out the infographic

Practical guides for running a hospitality business

  • How to run a pub successfully

    How to run a pub successfully

    Complete guide for landlords

    Read more
  • Best business bank accounts for food trucks

    Best business bank accounts for food trucks

    Your quick setup guide

    Read more
  • How to start a food truck business in the UK

    How to start a food truck business in the UK

    2026 complete guide

    Read more


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