What tax residency is and how to update your status
Your tax residency is the country or countries where you pay tax. As a regulated bank, by law we need all customers to confirm their tax residency information. If you're a tax resident of one of the countries on this list, we'll also need your tax identification number (TIN). This is required by the UK government.
To update your tax residency status:
1. Log in to the Zempler Bank app or Online Banking
2. Go to Settings > then choose:
- Personal Details or Update Account Details (in the app)
- Account Details (in Online Banking)
3. Select Tax Residency
4. Add your tax residency country/countries
5. Enter your tax identification number for your selected countries
FAQs
The UK’s main tax identification number (TIN) is your National Insurance Number (NI). If you have a business account, there are other types of TINs.
If you’re an individual (employee/self-employed) with a personal account, this is usually your National Insurance Number (NI) (or the tax number issued in your country of tax residence).
If you’re self-employed with a business account, you’ll normally need to give your Unique Taxpayer Reference (UTR). Sole traders may use their personal UTR.
If your account relates to a limited company, you can provide your Company Registration Number (CRN) or a Corporate Tax UTR. If your business is VAT-registered, you could provide its VAT number.
Providing the right TIN helps keep your account compliant with tax reporting rules.
If you're a tax resident of a reportable country, you'll also need to confirm your tax residency for that country in the Zempler app or Online Banking. See a list of reportable countries here.
You'll only need to provide a tax identification number (TIN) if you're a tax resident of one (or more) of the countries listed below. If you are, you'll need to add your TIN in the Zempler app or Online Banking.
- United States of America
- Australia
- Austria
- Azerbaijan
- Belgium
- Belize
- Brazil
- Bulgaria
- Canada
- China (PRC)
- Colombia
- Costa Rica
- Croatia
- Curaçao
- Czech Republic
- Denmark
- Dominica (if issued)
- Estonia
- Faroe Islands
- Finland
- Georgia
- Germany
- Greenland
- Guernsey
- Hong Kong (China)
- Hungary
- Iceland
- Ireland
- Isle of Man
- Israel
- Italy
- Jersey
- Kazakhstan
- Kenya
- Korea (Republic of)
- Kuwait (uses Civil ID as TIN)
- Latvia
- Lebanon
- Lithuania
- Macau (China)
- Malaysia
- Malta
- Marshall Islands
- Mexico
- Moldova
- Netherlands
- New Caledonia
- Nigeria
- Norway
- Panama
- Peru
- Portugal
- Romania
- Russia
- Saint Lucia
- Samoa
- San Marino
- Singapore
- Sint Maarten (Dutch)
- Slovenia
- Spain
- Sweden
- Switzerland
- Turkey
- Uganda
- Ukraine
- Uruguay
- US tax residents must enter their tax identification number (TIN). They can’t proceed without it.
This is the Social Security number, ITIN or EIN. Made up of numbers and hyphens: 11-223-222.